Overview
Rewards
Fees
Score
Verdict
The Tata Neu Plus SBI Card is the more accessible sibling of the Infinity variant, available at just ₹499 a year. It covers 10+ Tata brands including BigBasket, Croma, Air India Express, Tata CliQ, Taj Hotels, Titan, Tanishq, Westside and more. At 2% NeuCoins on Tata spends and 1% on everything else including UPI (RuPay variant), it punches above its weight for an entry-level card. Domestic lounge access kicks in after ₹50,000 spend in the prior quarter. The annual fee is waived at just ₹1 lakh spend, making this practically a free card for regular Tata shoppers.
Seen as one of the better entry-level cards in India for its fee-to-benefit ratio. Users appreciate the fee waiver threshold and UPI rewards. Frequently recommended alongside Tata Neu Infinity if budget allows. Not seen as a strong standalone primary card.