The Flipkart SBI Card is a straightforward cashback card built around the Flipkart universe. If Myntra, Flipkart, or Cleartrip are your regular haunts, the rates here are genuinely strong for a ₹500 annual fee. Cashback is auto-credited within 15 days, so there is no point redemption hassle. The 4% partner cashback covers Zomato, Netmeds, PVR, and Uber, making it a decent everyday card for food, entertainment, and health spending too. The quarterly cap of ₹4,000 across partner categories means heavy spenders will hit the ceiling, but casual shoppers are unlikely to notice.
Popular on r/CreditCardsIndia for the Myntra cashback rate. Most users treat it as a specialist card alongside a primary all-rounder. Commonly compared to the Flipkart Axis Card, with the SBI version preferred for its Zomato and Netmeds partner cashback.