What is the annual fee for Kotak 811 DreamDifferent?

Kotak 811 DreamDifferent is a lifetime free credit card.

What is the reward rate on Kotak 811 DreamDifferent?

Kotak 811 DreamDifferent offers 2% cashback on general spends. It also earns 1% on UPI payments.

Kotak 811 DreamDifferent has no minimum income requirement.

Overview

Rewards

Fees

Score

Verdict

🔥 PopularMastercard

Kotak

Annual Fee

FREE

Reward

2% cashback

GenieScore

56/100

Expert

4/5★

🏆

No income proof required — easiest approval

✈️

Lifetime free card

💰

1% cashback on all UPI payments

Pros

Cons

Quick Specs

💳Card TypeCashback

🌐NetworkMastercard

💰Annual FeeLifetime Free

🎯Base Reward2% cashback

✈️LoungeNot included

📱UPI Rewards1% on UPI

🌍Forex3.5% + GST

⛽Fuel WaiverNot available

Community Sentiment

POSITIVE

Positive