What is the annual fee for IDFC First Wealth?

IDFC First Wealth is a lifetime free credit card.

What is the reward rate on IDFC First Wealth?

IDFC First Wealth offers 3% points on general spends. It also earns 1.5% on UPI payments.

Minimum income required is ₹12.0 lakh per year.

Overview

Rewards

Fees

Score

Verdict

🔥 PopularVisa

IDFC First Bank

Annual Fee

FREE

Reward

3% points

GenieScore

49/100

Lounge

4/yr

Expert

3.5/5★

🏆

Lifetime FREE with premium perks

✈️

6X reward points on dining & travel

💰

4 lounge visits/year + UPI rewards

Pros

Cons

Quick Specs

💳Card TypePoints

🌐NetworkVisa

💰Annual FeeLifetime Free

🎯Base Reward3% points

✈️Lounge4/year

📱UPI Rewards1.5% on UPI

🌍Forex3.5% + GST

⛽Fuel WaiverNot available

Community Sentiment

POSITIVE

Positive