What is the annual fee for ICICI Platinum Chip?

ICICI Platinum Chip is a lifetime free credit card.

What is the reward rate on ICICI Platinum Chip?

ICICI Platinum Chip offers 2% points on general spends.

Minimum income required is ₹1.8 lakh per year.

Overview

Rewards

Fees

Score

Verdict

Visa

ICICI Bank

Annual Fee

FREE

Reward

2% points

GenieScore

40/100

Expert

3.5/5★

🏆

Zero joining and annual fee

✈️

Lifetime free credit card

💰

Ideal for building credit history

Pros

Cons

Quick Specs

💳Card TypePoints

🌐NetworkVisa

💰Annual FeeLifetime Free

🎯Base Reward2% points

✈️LoungeNot included

📱UPI RewardsNot available

🌍Forex3.5% + GST

⛽Fuel WaiverNot available

Community Sentiment

POSITIVE

Positive