Overview
Rewards
Fees
Score
Verdict
Co-branded with Google Pay, the Axis Bank ACE Credit Card delivers 5% cashback on utility bills and recharges via Google Pay, 4% on Swiggy, Zomato and Ola, and an uncapped 1.5% on all other eligible spends — all at Rs. 499 annual fee waived on Rs. 2L spend. Cashback is auto-credited to the statement every month with no redemption process. One of the most popular entry-level cashback cards in India for urban digital spenders. Note: The 5% Google Pay cashback is available only on Android devices.
Consistently rated as one of the best entry-level cashback cards in India. Widely praised for the 5% utility bill cashback and 4% on food delivery. The Android-only restriction for GPay cashback and Rs. 500 monthly cap are the most common criticisms. Frequently recommended alongside SBI Cashback Card as a dual cashback card setup for maximising returns.