Overview
Rewards
Fees
Score
Verdict
Zero fee co-branded credit card by ICICI Bank and Amazon Pay with over 5 million cardholders. Earns 5% cashback on Amazon.in and Amazon Pay travel for Prime members, 3% for non-Prime, 2% on Amazon Pay partner merchants, and 1% on all other eligible spends. Cashback is credited automatically to Amazon Pay balance — no redemption process needed. Forex markup reduced to 1.99% effective October 2025.
Consistently rated as India's best zero-fee card for Amazon users. Praised for simplicity, auto-cashback and the 5% Prime rate. Post October 2025 changes drew criticism for extended exclusions on EMI, gold, tax and utility spends outside Amazon. Still widely recommended as a must-have secondary card.